David Cutler, John Bertko, and Topher Spiro
David Cutler is the Otto Eckstein Professor of Applied Economics at Harvard University. John Bertko is the Chief Actuary for Covered California, the state’s health insurance exchange. Topher Spiro is the Vice President for Health Policy at the Center for American Progress.
Latest articles by David Cutler, John Bertko, and Topher Spiro
The Big Idea


The Big Idea
It’s the first attempt to capture the full effects of Republican health care policies — including out-of-pocket costs.
By David Cutler, John Bertko, and Topher Spiro