Personal Finance

From mental health to home-buying, there are myriad ways education loans can affect lives. That’s why it’s so difficult to find a one-size-fits-all solution, economists say.

As a money coach and a Black woman, I’ve seen the racial wealth disparity firsthand.

A “great wealth transfer” may be on the horizon. Will a gift from grandma save the middle class?

Canceling debt is what’s needed to ensure a solid, equitable middle class.


The surprisingly complex finances of a couple who are choosing not to walk down the aisle.

“Financial Independence Retire Early” grew in popularity after the last financial crisis. But can the movement prepare its followers for the next one?


The Trump administration just announced $300 billion in tax deferrals as part of its coronavirus response.

Simply having a lot of it won’t automatically increase your sense of well-being. “But using it well can,” says one expert.


The stuff that sounds nice isn’t always better.


The elderly and less educated could suffer most if Trump reverses an Obama rule on financial advising.


Your finances are easy to ignore, but it’s a mistake to put them off for another year.


Frightening news for the country’s economy — but great news for Americans itching to plan a last minute summer vacation.

They’re spending less overall. And more of their budget goes to necessities.


The “backdoor Roth” loophole lets high-income earners contribute an extra $11,000 per year in a tax-advantaged account.


Despite astronomical housing prices, Silicon Valley workers enjoy the nation’s highest standard of living.


FDA regulations mandate that it’s all the same stuff.


Schwab’s intelligent portfolio service has a conflict of interest.


Before you buy into a prepaid tuition plan, here’s what you should know.

The average student debt load is nearly $30,000. Mine was just $4,000. Here’s how I did it.


Old-fashioned target date mutual funds offer a similar service for about half the cost.


Buying a house is complicated. We suggest 6 rules for getting a house you’ll love at a price you can afford.


Swaddle sacks, V-neck T-shirts, and other costs I didn’t expect when I was expecting.


A lot of 529 college savings plans are terrible. We found five of the best.


We crunched the numbers to find the countries offering unusually good travel bargains right now.


Nursing has hidden costs that women should take into consideration when deciding how to feed their babies.


An Atlantic writer argues the middle class faces a grim financial future. Don’t believe him.


Multivitamins aren’t helpful. Ditto for probiotics and antioxidants. Yet Americans spend billions on these products.


Expert advice on how you can eat more ethically on the cheap.


A new generation of LED lightbulbs can save you a lot of money and hassle.


You should only pay more for pink packaging if you really like pink packaging.

Financial independence is about freedom to do your best work, without money getting in the way.


In 2013, the average wealth of a non-Hispanic white American was about $142,000, compared to $18,100 for nonwhite and Hispanic Americans.


Probably! But expert opinion is amazingly divided as to how many.


If you follow good investment practices, you don’t need to worry about major stock market downturns.


A writer argues that you should ignore conventional wisdom and keep 100 percent of your money in stocks when you retire. He’s wrong.


For most people, a switch to the generic version of their prescription medication means big cost savings with no medical side effects.


You can buy more shares this way.


Financial advisers don’t come cheap, but sometimes they can pay for themselves.


Homeownership provides a hedge against economic uncertainty and forces people to save money every month.


“The check just looked fake,” the retired NFL star says of his first million-dollar payday.