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Your Money, Explained

Explainers, advice, and tools to help you navigate all things money and personal finance.

I plan to retire in 2025. Am I financially prepared?
Life

Want a clearer picture of 2025? Talk to your investment adviser.

By Nicole Dieker Finley
I plan to retire in 2025. Am I financially prepared?
Life

Want a clearer picture of 2025? Talk to your investment adviser.

By Nicole Dieker Finley
Life
Why is money so hard?Why is money so hard?
Life

Every year, we spend and resolve to figure things out later. Now’s the time to make a plan.

By Nicole Dieker Finley
Even Better
Should I pay someone to invest for me?Should I pay someone to invest for me?
Even Better

Managing your portfolio with an adviser can be helpful.

By Nicole Dieker Finley
Even Better
Investing can be intimidating. Where do I even start?Investing can be intimidating. Where do I even start?
Even Better

How to assess your finances before you invest in the stock market.

By Nicole Dieker Finley

The latest in Your Money, Explained

Should I sacrifice my emergency savings to pay off a loan?
Life

Using your savings to pay off a loan can be tempting. Is it worth it?

By Nicole Dieker Finley
Even Better
Here’s what you need to know about the revamped FAFSAHere’s what you need to know about the revamped FAFSA
Even Better

A guide to filling out the federal financial aid form for the upcoming school year.

By Allie Volpe
I feel stuck in the middle class. Will a loan help me build generational wealth?
Life

How to think about investing and protecting your money for retirement.

By Nicole Dieker Finley
I retired in my home country and moved to the United States. What now?
Even Better

How to think about retiring in America as an immigrant, plus advice for investing while on Social Security Disability.

By Nicole Dieker Finley
Even Better
I know I’m supposed to be investing. How do I start?I know I’m supposed to be investing. How do I start?
Even Better

It’s not how you start investing — it’s why.

By Nicole Dieker Finley
Video
Why can’t prices just stay the same?Why can’t prices just stay the same?
Play
Video

If high inflation hurts just about everyone, why can’t we have no inflation?

By Marie Cascione and Coleman Lowndes
How do I stop living paycheck to paycheck?
Even Better

Plus, lessons worth learning about financial literacy.

By Nicole Dieker Finley
Video
You need $500. How should you get it?You need $500. How should you get it?
Play
Video

The (bad) options for Americans facing an emergency expense.

By Coleman Lowndes and Marie Cascione
How should I plan for retirement when the future is so uncertain?
Even Better

Plus, how to think about building your legacy.

By Nicole Dieker Finley
Video
Why it’s so hard for Americans to retireWhy it’s so hard for Americans to retire
Play
Video

There’s a reason so many of us don’t have enough retirement savings.

By Laura Bult
Pilates, a xylophone, and a wedding from hell: How Vox readers spent their tax refunds
The Even Better Guide to Tax Season

Some inspiration for tax refund season.

By Rebecca Jennings
Video
Is the US running out of Social Security?Is the US running out of Social Security?
Play
Video

And how does it even work?

By Kimberly Mas
What should I do if I didn’t pay my taxes?
The Even Better Guide to Tax Season

And other tax questions from Vox readers, answered.

By Nicole Dieker Finley
Video
Why financial literacy education in the US sucksWhy financial literacy education in the US sucks
Play
Video

Blame the Space Race (kind of).

By Marie Cascione
Tips and tricks for doing your taxes, according to an accountant
The Even Better Guide to Tax Season

Including when to do them yourself, when to seek out help, and strategies for keeping track of it all.

By Nicole Dieker Finley
4 ways to file your taxes for free
The Even Better Guide to Tax Season

Yes, doing your taxes is hard. No, you don’t need to shell out hundreds of dollars to file them.

By Allie Volpe
I was laid off from a high-paying job. Is it ethical to apply for government aid?
Even Better

Plus, a suggestion for what to do if you come into a windfall.

By Nicole Dieker Finley
We don’t have much money, but want to improve our lives. Where do we start?
Even Better

Having a meaningful life isn’t reserved for the ultra-wealthy.

By Nicole Dieker Finley
Business & Finance
The Biden administration’s plan to slash bank overdraft fees, explainedThe Biden administration’s plan to slash bank overdraft fees, explained
Business & Finance

Nobody likes overdrafting their bank account. Biden wants to make it less painful.

By Nicole Narea
How to dig yourself out of credit card debt
Even Better

Plus, how to make sure you get your fair share of a mortgage investment in the case of a divorce.

By Nicole Dieker Finley
Video
What your credit score actually meansWhat your credit score actually means
Play
Video

It’s not just you. Credit scores are confusing as hell.

By Liz Scheltens
My ADHD makes it hard to manage money. What should I do?
Even Better

It’s possible to navigate finances even when your brain gets in the way.

By Nicole Dieker Finley
My in-laws are terrible with money. What should I do?
Even Better

Other people’s money decisions affect your own. Here’s how to talk boundaries.

By Nicole Dieker Finley
Will I just keep spending more and more money forever?
Even Better

How to cope with both inflation and lifestyle creep.

By Nicole Dieker Finley
How are you supposed to start investing?
Personal Finance

There are many, many ways to save for retirement, and not all of them involve stocks and bonds.

By Nicole Dieker Finley
Should you combine finances with your partner?
Personal Finance

Plus, how to think about your money after a divorce.

By Nicole Dieker Finley
Money Talks: The parents selling clothes their kid will actually wear
Even Better

Jocelyn and Gage Newman saw a hole in the market for comfortable athleticwear for their young son, and wound up founding a business.

By Nicole Dieker Finley
Money Talks: The identical twins running a hometown business
Even Better

Jeff and Randy run a T-shirt store and community destination that shows off their St. Louis pride.

By Nicole Dieker Finley
Money Talks: The best friends running parallel businesses
Even Better

Meredith and Julia have swapped tips on everything from pricing to fighting off self-doubt as they’ve grown their own craft companies.

By Nicole Dieker Finley
Money Talks: How this couple runs a small business while raising six kids
Even Better

Nia and Brandy bought a used school bus for $4,000 to start their mobile spa in 2016. Here’s where they are now.

By Nicole Dieker Finley
Money Talks: Navigating unemployment two years into the pandemic
Money

Ryan and Julie, a couple working in the entertainment industry, spoke with us about their finances in April of 2020. Here’s how things have changed.

By Nicole Dieker Finley
Money Talks: The couple who used lessons from 2008 to navigate 2020
Money

This couple is in a different place financially than in the crash that defined their earlier life together.

By Nicole Dieker Finley
Money Talks: The couple that grew up with very different relationships to spending
Money

The two make roughly the same salary, but their socioeconomic backgrounds inform how they view that money.

By Nicole Dieker Finley
Money Talks: The mother and the college student who shared stimulus checks
Money

Kai and April had a candid discussion about Kai’s right to collect stimulus money as an adult dependent.

By Nicole Dieker Finley
Money Talks: The couple with differing financial priorities
Money

Kat and Doug are compromising on saving for their son’s education, donating to charity, and building up long-term investments.

By Nicole Dieker Finley
Money Talks: The father and son running a coffeehouse together
Money

Henry and Hrag have navigated the 55-year-old family business with empathy, understanding, and only occasional conflict.

By Nicole Dieker Finley
Money Talks: The small-business owners who just started another one
Money

Lin Jerome and Alexandra Lourdes took a gamble on opening a speakeasy-style pizza place during quarantine — and it’s paying off.

By Nicole Dieker Finley
Money Talks: The college friends launching a company in a pandemic
Money

After job loss and upheaval due to Covid-19, Ken Chester Jr. and Linglong Wei started WorkJustly to combat hiring discrimination.

By Nicole Dieker Finley
Money Talks: The couple navigating child care in the pandemic
Money

Evan and Sarah are attempting to balance work, child care, and public health concerns as they stare down a long summer.

By Nicole Dieker Finley
Money Talks: The mother and daughter trying to keep their dance school afloat
Money

Linda and Petra applied for the Paycheck Protection Program, but they haven’t heard back yet.

By Nicole Dieker Finley